There are 5 simple steps to buying a home. If you follow the correct process you should have a painless process.
Mortgage interest rates are constantly changing and it's important to have some basic knowledge of the process.
Your credit holds the keys to your buying power. Your score determines what you buy and how much you pay for it
Mortgage closing costs and points can be simple to understand with some basic knowledge.
This is a popular question that comes up and we will address the basic differences between the two.
In this section we will provide as many real estate tools as possible to help you with your home buying journey!
6 potential components of a mortgage payment
A pest inspection provides a full search of the home for bugs, termites and other creatures that can cause damage to the home.
A home inspection is performed by a license home inspector that will provide you a report explaining any issues with the property with the focus on major component such as furnace, HVAC system, roof, etc. This is important i9nfo to know before purchasing the home.
A home appraisal is performed by a license home appraiser. The appraisal is to determine fair market value of the home to assure you are not over paying for the home.
Homeowners insurance protects the home in case of damage up to total loss. It also provides coverage for personal property and liability coverage for legal actions from injuries or damage from another person on their property.
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